If you already live in USDC, here's how EazPay compares to the tools you probably use today. Honest — we give CEX and OTC credit where they earn it.
| Dimension | EazPay | CEX transfer (Binance Pay, OKX, …) |
Wise / Revolut | OTC desk |
|---|---|---|---|---|
| Settlement speed | fast~0.6s on-chain | Instant (internal ledger) | Hours to days | Same-day / T+1 |
| Fee | 0.1% flat | 0% internal · withdraw fees on-chain | 0.4–2% + FX spread | 0.2–0.5% (negotiated) |
| Self-custody option | yesVia /export |
noFull custody by exchange | noBank-level custody | noCounterparty risk |
| KYC required | noNone | Yes · full identity | Yes · ID + address | Yes · often enhanced |
| UX surface | Telegram chat · no app to install | App + 2FA | App · multi-step | Email / phone · manual |
| Send to any external wallet | yes/send 0x… |
Yes · with withdrawal fee | No · fiat rails only | Yes · wire-like |
| Source transparency | Contracts verified · 15 audits | Closed-source | Closed-source · regulated | Opaque |
| Geographic reach | Global (Telegram + Tempo only) | Restricted by KYC jurisdiction | Bank-network constrained | Counterparty-gated |
| Programmable | Smart contract API | Partner API only | Bank rails | Manual |
| Daily limit | 1,000 USDC/day via bot · unlimited via /export |
Per-exchange policy · often high | Tier-based (KYC level) | Relationship-based |
You already operate in USDC, want to keep moving funds without touching banks, and value a self-custody path by default. You're fine sending in USDC (not BRL/USD/EUR) and need programmability + transparency.
Both sender and receiver already have accounts on the same exchange and you don't mind the counterparty holding the funds. Internal transfers are free and instant — but you're trusting the exchange fully.
You need fiat-to-fiat across currencies with regulated banking protection (deposit insurance, chargebacks, compliance support). USDC isn't part of this lane.
Open the bot, deposit USDC, send to any wallet. No signup beyond Telegram.
Open @EazPay_bot →