Last updated April 3, 2026
These Terms of Service ("Terms") govern your use of EazPay ("Service," "we," "us"), a Telegram-based payment bot that enables peer-to-peer USDC transfers on the Tempo blockchain. By using EazPay, you agree to these Terms in full. If you do not agree, do not use the Service.
EazPay is operated by an individual developer based in California, United States. EazPay is not a bank, money transmitter, financial institution, or regulated financial service. We do not provide financial advice, custody services, or investment products.
EazPay is a Telegram bot that lets users:
/export to move to full self-custodyCustody Model (default: custodial). Each user's on-chain wallet is owned by an Externally Owned Account (EOA) whose private key is generated by the bot, encrypted (AES-256-GCM) and stored in our database. On-chain access controls limit what the bot can do with this key (send up to 1,000 USDC/day; cannot arbitrary-withdraw). Users can call /export at any time to receive the key and operate the wallet from any external software, at which point EazPay is no longer in the trust loop. By using the bot without exporting, you accept the custodial model and its known risks described in our Security page.
You must be at least 18 years old to use EazPay. By using the Service, you represent and warrant that you:
You are responsible for:
We store PIN hashes (bcrypt) and the AES-256-GCM encrypted EOA private key required to operate your wallet on your behalf. We do not store seed phrases or plaintext passwords. If you lose access to your Telegram account, recovery options are limited — the primary self-custody path is to have previously exported your key via /export.
EazPay charges a 0.1% fee per transaction, collected on-chain via the TreasuryRouter smart contract. This fee is capped at a maximum of 2% and is enforced at the contract level.
Fee changes will be announced in advance. On-chain fee parameters are transparent and verifiable.
Each wallet is subject to a daily spending limit of 1,000 USDC, enforced on-chain by the smart contract. This limit exists as a security measure and cannot be bypassed by the bot operator.
You agree not to use EazPay for:
We reserve the right to suspend or terminate access for any user engaged in prohibited activities.
EazPay relies on smart contracts deployed on the Tempo L1 blockchain. You acknowledge and accept:
You use EazPay at your own risk.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EAZPAY AND ITS OPERATOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF FUNDS, PROFITS, DATA, OR USE, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE.
IN NO EVENT SHALL TOTAL LIABILITY EXCEED THE AMOUNT OF FEES YOU HAVE PAID TO EAZPAY IN THE 12 MONTHS PRECEDING THE CLAIM.
This limitation applies regardless of the legal theory (contract, tort, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.
EazPay is not a regulated financial service. We are not registered with the SEC, FinCEN, CFPB, or any state financial regulator. We do not perform KYC (Know Your Customer) or AML (Anti-Money Laundering) verification.
Use of EazPay does not constitute a banking relationship. USDC held in your smart contract wallet is not insured by the FDIC or any other government agency.
You are solely responsible for understanding and complying with tax obligations and financial regulations in your jurisdiction.
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We are not liable to you for any modification, suspension, or discontinuation.
Material changes to these Terms will be communicated via the EazPay Telegram channel or bot notifications.
We may suspend or terminate your access to EazPay at our sole discretion, including for violation of these Terms or suspected prohibited activity.
Upon termination, your smart contract wallet remains on-chain. If you have previously exported your EOA key (via /export), you retain independent access to your on-chain assets and can continue operating the wallet from any external software. If you have not exported your key before termination, contact us at security@eazpay.xyz within 30 days to retrieve it; after 30 days we may delete the encrypted key copy for security hygiene.
EazPay integrates with third-party services including:
We are not responsible for the availability, security, or policies of these third-party services. Your use of them is subject to their respective terms.
These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to conflict of law principles.
Any dispute arising from these Terms or your use of EazPay shall be resolved through binding arbitration administered under the rules of the American Arbitration Association (AAA), conducted in San Mateo County, California.
You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.
For disputes under $10,000, arbitration will be conducted online or by phone unless otherwise agreed.
If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.
For questions about these Terms or to report security issues:
By using EazPay, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.